347 results for 'cat:"Debt Collection"'.
J. Horton finds, in this interlocutory appeal, the trial court properly granted the river authority's motion for summary judgment. The utilities entities did not have the right to assert certain affirmative defenses to the authority's breach of contract claim for payment under longstanding contracts it used to secure repayment of its debt in return for the sale of outstanding bonds. Under statutes applying to the bonds, the legislature made the validity of a local government's contracts pledged to secure a debt obligation and approved through the process required by these statutes “incontestable in a court or other forum.” The incontestability statutes expressly foreclose the utilities' right to assert the affirmative defenses raised. Affirmed.
Court: Texas Courts of Appeals, Judge: Horton , Filed On: May 9, 2024, Case #: 09-23-00167-CV, Categories: debt Collection, Government, Municipal Law
J. Corley grants final approval to a $51,000 class settlement with Atlantic Recovery Solutions over alleged unfair debt collection practices. The terms appear fair and include $123,000 in attorney fees.
Court: USDC Northern District of California, Judge: Corley, Filed On: May 9, 2024, Case #: 3:22cv4108, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Settlements, Class Action
J. Virden finds the county court improperly denied the estate’s petition for a writ to revive a deficiency judgment obtained during foreclosure proceedings against debtors to the estate. The 10-year period for revival did not begin to run from the date of the initial foreclosure decree, but from that of the deficiency judgment. The decree did not dismiss the parties from the case or put the judgment into execution. Reversed.
Court: Arkansas Court Of Appeals, Judge: Virden , Filed On: May 8, 2024, Case #: CV-23-200, Categories: debt Collection, Due Process, Banking / Lending
J. Dimke dismisses without prejudice the loanee's complaint that the residential mortgage company refused to report any payments that she made since her bankruptcy, resulting in her being denied auto loans, home loans and employment promotions since then. The loanee does not allege that she notified a consumer reporting agency (CRA) of her dispute or that a CRA provided formal notice of the dispute to the residential mortgage company, so she does not state a legally cognizable claim for relief under the Fair Credit Reporting Act.
Court: USDC Eastern District of Washington, Judge: Dimke, Filed On: May 8, 2024, Case #: 4:24cv5002, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Consumer Law
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J. Burroughs grants a debt collector’s motion for summary judgment against a debtor suing it for allegedly violating the Fair Debt Collection Practices Act, the Massachusetts Consumer Protection Act and the Fair Credit Reporting Act after the debtor refused to pay the debt under two credit card accounts. The debt collector did not make any false reports on the debt, fail to follow federal and state regulations regarding time and frequency of calls to the debtor and did not engage in an unconscionable debt collection practices.
Court: USDC Massachusetts, Judge: Burroughs, Filed On: May 7, 2024, Case #: 1:22cv10931, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Consumer Law
J.Axon partially grants a collection agency’s motion for summary judgment in this Fair Credit Reporting Act and Fair Debt Collections Practices Act lawsuit brought by a consumer who says the agency tried collecting a debt that she did not owe for internet services. The services were canceled before installation because the consumer lives in a rural area, but the company continued to bill her before turning it over to collections. The agency and Trans Union continued to report the debt after she disputed the charges. The court will reserve ruling on whether the information provided to Trans Union was accurate, because the consumer’s dispute was based on a legal question instead of a factual inaccuracy. The court will also reserve ruling on the consumer’s FDCPA claim, according to which the agency reported the debt after she disputed it to Trans Union, because that part of her claim actually implicated the FCRA. The court directs the parties to provide a supplemental briefing on these issues.
Court: USDC Northern District of Alabama , Judge: Axon, Filed On: May 1, 2024, Case #: 2:22cv1489, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Consumer Law
J. Cruz finds a lower court properly denied the Arizona Creditors Bar Association's motion for permanent injunction challenging the newly passed Predatory Debt Collection Act aka Proposition 209. The Arizona Creditors Bar Association argued that the Act should be voided based on vagueness. However, the state voters sufficiently showed in court that the Act protects consumers with medical debt from facing bankruptcy, as well as a cap on property subject to debt collection.
Court: Arizona Court Of Appeals Division One, Judge: Cruz, Filed On: April 30, 2024, Case #: 1 CA-CV 22-765, Categories: debt Collection, Government, Injunction
J. Gladwin finds the circuit court improperly denied the assignee of the vehicle purchase contract's motion to compel arbitration. The purchaser defaulted on payment and the assignee repossessed the vehicle. The purchaser sought class certification for deceptive trade practices claims arising from the assignee's requiring her to pay repossession report fees to law enforcement agencies. The arbitration agreement is valid and enforceable under the Automotive Dealer's Anti-Coercion Act, satisfying the mutuality-of-obligations element of a binding contract. The assignee did not waive its right to demand arbitration in the purported class action by filing a separate action for a deficiency judgment. Reversed.
Court: Arkansas Court Of Appeals, Judge: Gladwin , Filed On: April 24, 2024, Case #: CV-22-756, Categories: Arbitration, debt Collection, Contract
J. Chuang grants a tenant’s motion for modification of the order of remand to require payment of actual expenses and attorney fees in this fair credit reporting and consumer protection dispute against a property manager and management company. The tenant became very ill and had to relocate due to growth of mold withholding rent and late fees. This case will proceed to trial soon in state court, but this court will retain jurisdiction only for confirming and awarding attorney fees and costs.
Court: USDC Maryland, Judge: Chuang, Filed On: April 16, 2024, Case #: 8:24cv452, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Landlord Tenant, Jurisdiction
J. Hansen finds that partners in a business that broke up during a mortgage default are still liable for the remaining debt after foreclosure per the clear, enforceable language of the mortgage agreement. One of the partners in the business break-up, who controlled the mortgage, is liable for indemnification of the other partners under the applicable laws. An issue of fact as to which partner signed the mortgage shall be resolved at trial.
Court: USDC Southern District of Texas, Judge: Hansen, Filed On: April 16, 2024, Case #: 4:22cv3901, NOS: Other Contract - Contract, Categories: Bankruptcy, Corporations, debt Collection
J. Quinn finds that the lower court improperly placed certain "affiliates" of the alleged debtor into receivership. The application for the appointment of a receiver did not mention "any of the 55 affiliates or seek a receivership over any of them." Further, the affiliates were not the "property and business" of the alleged debtor, and the scope of the appointment should have been limited. Reversed.
Court: Texas Courts of Appeals, Judge: Quinn, Filed On: April 15, 2024, Case #: 07-23-00398-CV, Categories: Civil Procedure, debt Collection, Banking / Lending
J. Bredar grants a landlord’s motion to dismiss lease agreement dispute brought by a tenant who alleges the apartment had habitability issues and she opened a rent escrow action. The court finds this case should be dismissed for the tenant’s failure to effect service and she has been harassed in an attempt to collect a debt by sufficiently stating the claim. The motion for default judgment is granted in favor of the tenant, she needs to file an additional accounting brief.
Court: USDC Maryland, Judge: Bredar, Filed On: April 15, 2024, Case #: 1:23cv342, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Landlord Tenant, Consumer Law
J. Harrison finds the circuit court improperly dismissed the hunting lease caretaking service's complaint seeking nearly $8,000 in payment for an unpaid invoice. The caretaker terminated a verbal contract with a hunter after performing extra services that were added to the ongoing invoice, asking for payment in full. The circuit court entered an order finding that, in the absence of a written contract, the statute of limitations applies. Though the hunter offers several definitions for the agreement, which would govern the accrual date, this determination, as well as the question of timeliness, is for a jury to decide. Reversed.
Court: Arkansas Court Of Appeals, Judge: Harrison , Filed On: April 10, 2024, Case #: CV-22-528, Categories: debt Collection, Environment, Contract
J. Lake finds that an auto loan servicer was negligent in reporting the towing of a motorist’s vehicle after an accident as a repossession to credit reporting agencies despite multiple disputes from the motorist whose loan payments were current. The loan servicer failed to properly investigate their own documentation showing that the motorist’s payments were up to date but the evidence does not show willfulness. The loan servicers request for summary judgment is denied on all claims except for the willfulness claim.
Court: USDC Southern District of Texas, Judge: Lake, Filed On: April 9, 2024, Case #: 4:23cv1272, NOS: Consumer Credit - Other Suits, Categories: debt Collection, Vehicle, Banking / Lending
J. Landau finds the lower court properly issued a take-nothing judgment in this matter of alleged tortious interference. Evidence is sufficient to support the jury’s finding that a third-party factoring company did not engage in business disparagement or tortious interference with existing contracts when it contacted a freight brokerage company’s primary client seeking assistance in collecting payment from the freight brokerage. Affirmed
Court: Texas Courts of Appeals, Judge: Landau, Filed On: April 9, 2024, Case #: 01-22-00623-CV, Categories: debt Collection, Tort, Interference With Contract
J. Mazzant grants partial summary judgment to the couple on their Fair Debt Collection Practices Act and unreasonable collection efforts claims against a debt collector that harassed them over money allegedly owed to a remodeling contractor. The couple gave sufficient evidence to establish the collector's liability as to the claims, though the issue of damages will be determined at trial or a subsequent hearing.
Court: USDC Eastern District of Texas , Judge: Mazzant, Filed On: April 8, 2024, Case #: 4:22cv143, NOS: Other Contract - Contract, Categories: Civil Procedure, debt Collection
J. Lee finds the district court properly denied the defaulting property purchasers' motion for a preliminary injunction in an action to quiet title. The purchasers seek to prevent the bank's scheduled foreclosure sale. Nevada law says that recording a notice of default to institute foreclosure does not trigger the 10-year timeframe. Being there was no recorded extension of the due date, the terms of the deed of trust dictate when the debt becomes wholly due. The deed of trust does not mention judicial foreclosure actions or state that such action makes the loan "wholly due." The court properly determined the purchasers' quiet title claim had no likelihood of success on the merits. Affirmed.
Court: Nevada Supreme Court, Judge: Lee , Filed On: April 4, 2024, Case #: 85860, Categories: debt Collection, Property, Banking / Lending